Two tracks, one recovery plan
Your own insurance claim and a claim against a responsible utility follow different rules and timelines. Coordinating them matters, especially for uninsured or underinsured losses, emotional distress, and losses insurance excludes.
What to keep
- Photos and videos of the fire and the damage
- All insurance correspondence and payments
- Evacuation and displacement records
- Medical records for any smoke-related or physical injuries
Questions we hear
Will a claim against the utility affect my insurance claim?
They are separate, but they interact. Your insurer may have its own rights against the utility. We help clients keep both tracks moving without leaving money behind.