Blog
Plain-language articles for California policyholders and seriously injured people.
Fire & Smoke Claims
Fire & Smoke Claims
After a house fire: first steps to protect your home and your claim
The first days after a fire are a blur. A few early steps can make your insurance claim stronger and keep small problems from becoming big ones later.
Read the articleFire & Smoke Claims
Smoke and soot damage: why these claims are often underpaid
Your home didn't burn, but it smells like a campfire and the dust won't go away. Smoke damage is real damage, and it deserves a real investigation.
Read the articleFire & Smoke Claims
Total loss fire claims: when the payout won't rebuild the home
Many families discover after a total loss that the insurer's numbers won't cover the cost to rebuild. Here is where the gap usually comes from and what can be done.
Read the articleFire & Smoke Claims
Your contents claim after a fire: getting paid for what you lost
Listing everything you owned is one of the hardest parts of a fire claim. A practical approach, and knowing your rights, can make a real difference in what you recover.
Read the articleFire & Smoke Claims
When a utility starts a wildfire: your options beyond the insurance claim
If a wildfire was sparked by power lines or other utility equipment, you may have a claim against the utility in addition to your insurance claim.
Read the articleInsurance Bad Faith
Insurance Bad Faith
When a delayed claim becomes insurance bad faith
Every claim takes some time. But when an insurer stalls without a good reason, the delay itself can become part of the problem, and California law takes that seriously.
Read the articleInsurance Bad Faith
Insurance claim deadlines in California: the clocks that matter
Several different deadlines can apply to a property insurance claim. Missing one can cost you, so it helps to know which clocks may be running.
Read the articlePersonal Injury
Personal Injury
What a serious injury claim can include
A serious injury affects much more than medical bills. Understanding what a claim can cover helps you avoid settling for less than your losses.
Read the articlePersonal Injury
Partly at fault? How shared fault works in a California injury claim
Being partly responsible for what happened doesn't automatically end your claim in California. Here is how shared fault generally works.
Read the articlePersonal Injury
Seriously injured? First steps that protect your claim
Whether you were hurt in a crash, a fire, a fall or another incident someone else caused, a few early steps can protect your health and your claim.
Read the articleArticles are general information, not legal advice.
Tell us what happened. The review is free.
Talk with a California trial lawyer about your claim or injury. Free consultation. No fee unless we win.