Common ALE disputes
- Benefits ended before repairs are finished
- Temporary housing that doesn't fit your family, pets or work
- Increased commuting, food and utility costs denied
- Landlords' fair rental value claims undervalued
Protect your benefits
- Keep every receipt and a simple monthly spending comparison
- Ask for coverage decisions in writing
- Track rebuild delays and who caused them
- Respond to housing offers in writing, explaining why they do or don't work
Questions we hear
How long does ALE last?
That depends on the policy language and California law, which provides minimum time periods in some situations, particularly after declared disasters. Have your specific policy reviewed.