Signs your claim is in trouble
- Months pass without a coverage decision
- Repeated requests for documents you already sent
- A denial that cites policy language without explaining it
- An offer far below estimates or bids
- Pressure to accept 'final' payment quickly
What we do
We review the policy, the claim file and the insurer's stated reasons. Often a detailed, well-supported demand changes the outcome. When an insurer unreasonably withholds benefits, California law may allow recovery beyond the policy benefits themselves. See our page on insurance bad faith.
Questions we hear
Can I still challenge a claim the insurer already closed?
Often, yes, but deadlines apply. Policies and California law set time limits, so contact a lawyer promptly.